There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.

There is treasure to be desired (valuable store), and oil (a leading article of wealth in Judea, ; ) in the dwelling (literally, the cottage) of the wise. Though the godly wise may have but a cottage, yet they have ample store for their need, and they use it with prudent economy.

But a foolish man spendeth (swalloweth) it up - wastes in extravagance what he ought to store up for future use.

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