Proverbs 13:11

An evil person does not spend his money wisely. Often he does not save it for the future. He wastes it. Perhaps he spends it on beer and wine. Perhaps he places bets. Perhaps he takes risks. Sometimes thieves steal the money from him.

If a wise person has money, he spends it carefully. He saves the money that he does not need today. He is generous and he helps other people. Money is worth more, when a wise person owns it.