Romans 4:4 Now to him that worketh, the reward is not reckoned as of grace, but as of debt.

'Worketh' -in these verses (4-8), the "worker" is put in contrast to the "one who..believes" (5), "the forgiven man" (7-8). ***NOTE: The worker is not JUST an obedient man but the SINLESSLY obedient man. To what other man does God 'owe' acquittal? In such. case,. man that had flawlessly kept God's law, there is no need of grace, God simply 'owes' this man his reward.

'the reward is not reckoned as of grace' -'his wage is not reckoned as. favor, but as what is due' (NASV)

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Old Testament